American National Bank in Iowa vs the state
6.0%Denial rate-6.84 pts vs state
6.9%Decision denial rate-8.46 pts vs state
79.5%Origination rate+11.06 pts vs state
6.99%Median rate+0.49 pts vs state
0.41Rate spread (pts)+0.22 pts vs state
$80kMedian applicant income
132Loans originated
10Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 150 | 101 | 21.3% | 7.63% | #107 |
| 2024 | 135 | 102 | 11.1% | 7.31% | #124 |
| 2025 | 166 | 132 | 6.0% | 6.99% | #117 |
What American National Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most American National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 135 | 107 | 7 | 5.2% |
| Harrison County | 14 | 10 | 3 | 21.4% |
| Fremont County | 4 | 4 | 0 | 0.0% |
| Monona County | 3 | 3 | 0 | 0.0% |
| Sioux County | 2 | 2 | 0 | 0.0% |
| Warren County | 2 | 1 | 0 | 0.0% |
| Mills County | 2 | 1 | 0 | 0.0% |
| Page County | 1 | 1 | 0 | 0.0% |
| Plymouth County | 1 | 1 | 0 | 0.0% |
| Dallas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 166 applications in 2025, of which 132 were originated and 10 denied.
6.0% of all applications, or 6.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans American National Bank originated in Iowa in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are American National Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology