Malvern Bank · Iowa · 2025

Malvern Bank in Iowa: approval rate, denial rate and rates (2025)

Malvern Bank took 45 mortgage applications in Iowa in 2025, ranking #232 of 739 lenders active in the state. It originated 91.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

45Applicationsin IA
0.0%Decision denial ratestate 15.3%
Median ratestate 6.50%
$115,000Median loanstate $135,000
$8.9MVolume7 counties

Malvern Bank in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
91.1%Origination rate+22.65 pts vs state
Median rate
Rate spread (pts)
$134kMedian applicant income
41Loans originated
0Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202362583.2%#190
202453463.8%#205
202545410.0%#232

What Malvern Bank lends in Iowa

By loan purpose

Home purchase 23 51% · 0.0% denied
Refinance 6 13% · 0.0% denied
Home improvement 10 22% · 0.0% denied
Other / HELOC 6 13% · 0.0% denied

By loan type

Conventional 45 100% · 0.0% denied

Where in Iowa

Counties with the most Malvern Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mills County 28260 0.0%
Pottawattamie County 440 0.0%
Fremont County 430 0.0%
Montgomery County 430 0.0%
Shelby County 220 0.0%
Cass County 220 0.0%
Dallas County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 45 applications in 2025, of which 41 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Malvern Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology