Nationstar Mortgage in Iowa vs the state
15.0%Denial rate+2.16 pts vs state
17.7%Decision denial rate+2.41 pts vs state
68.7%Origination rate+0.26 pts vs state
7.31%Median rate+0.81 pts vs state
1.36Rate spread (pts)+1.17 pts vs state
$88kMedian applicant income
334Loans originated
73Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 174 | 13.2% | 6.38% | #75 |
| 2024 | 405 | 279 | 12.6% | 7.00% | #56 |
| 2025 | 486 | 334 | 15.0% | 7.31% | #48 |
What Nationstar Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 114 | 78 | 13 | 11.4% |
| Pottawattamie County | 40 | 31 | 0 | 0.0% |
| Dallas County | 23 | 18 | 3 | 13.0% |
| Linn County | 23 | 19 | 1 | 4.3% |
| Woodbury County | 23 | 15 | 5 | 21.7% |
| Scott County | 23 | 17 | 4 | 17.4% |
| Warren County | 16 | 13 | 1 | 6.3% |
| Johnson County | 14 | 11 | 1 | 7.1% |
| Story County | 10 | 8 | 1 | 10.0% |
| Clinton County | 9 | 6 | 2 | 22.2% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 486 applications in 2025, of which 334 were originated and 73 denied.
15.0% of all applications, or 17.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Nationstar Mortgage originated in Iowa in 2025 was 7.31%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology