Access Bank in Iowa vs the state
2.0%Denial rate-10.86 pts vs state
2.2%Decision denial rate-13.14 pts vs state
90.0%Origination rate+21.54 pts vs state
6.50%Median rate0.00 pts vs state
0.26Rate spread (pts)+0.07 pts vs state
$89kMedian applicant income
45Loans originated
1Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 30 | 5.1% | 6.94% | #228 |
| 2024 | 44 | 35 | 0.0% | 6.63% | #222 |
| 2025 | 50 | 45 | 2.0% | 6.50% | #216 |
What Access Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Access Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pottawattamie County | 31 | 27 | 1 | 3.2% |
| Mills County | 10 | 9 | 0 | 0.0% |
| Harrison County | 3 | 3 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Dallas County | 1 | 1 | 0 | 0.0% |
| Fremont County | 1 | 1 | 0 | 0.0% |
| Dickinson County | 1 | 1 | 0 | 0.0% |
| Webster County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 50 applications in 2025, of which 45 were originated and 1 denied.
2.0% of all applications, or 2.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Access Bank originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Access Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology