AmeriSave Mortgage in Illinois vs the state
64.7%Denial rate+47.55 pts vs state
73.3%Decision denial rate+51.59 pts vs state
22.7%Origination rate-36.04 pts vs state
8.00%Median rate+1.25 pts vs state
2.33Rate spread (pts)+1.95 pts vs state
$72kMedian applicant income
882Loans originated
2,513Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,029 | 449 | 26.2% | 6.25% | #24 |
| 2024 | 3,845 | 521 | 70.2% | 7.63% | #22 |
| 2025 | 3,886 | 882 | 64.7% | 8.00% | #24 |
What AmeriSave Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 1,403 | 280 | 952 | 67.9% |
| Will County | 263 | 72 | 161 | 61.2% |
| DuPage County | 229 | 53 | 148 | 64.6% |
| Lake County | 191 | 51 | 117 | 61.3% |
| Madison County | 136 | 40 | 75 | 55.1% |
| Kane County | 128 | 36 | 73 | 57.0% |
| Winnebago County | 107 | 34 | 60 | 56.1% |
| St. Clair County | 107 | 19 | 73 | 68.2% |
| McHenry County | 98 | 32 | 53 | 54.1% |
| Kendall County | 62 | 17 | 38 | 61.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 3,886 applications in 2025, of which 882 were originated and 2,513 denied.
64.7% of all applications, or 73.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans AmeriSave Mortgage originated in Illinois in 2025 was 8.00%, against a statewide median of 6.75%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology