Iroquois Federal Savings and Loan Association in Illinois vs the state
7.0%Denial rate-10.13 pts vs state
7.8%Decision denial rate-13.87 pts vs state
81.1%Origination rate+22.38 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
232Loans originated
20Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 341 | 274 | 10.9% | 7.50% | #150 |
| 2024 | 254 | 210 | 6.3% | — | #198 |
| 2025 | 286 | 232 | 7.0% | — | #195 |
What Iroquois Federal Savings and Loan Association lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Iroquois Federal Savings and Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Vermilion County | 119 | 100 | 8 | 6.7% |
| Champaign County | 83 | 68 | 4 | 4.8% |
| Kankakee County | 28 | 20 | 3 | 10.7% |
| Iroquois County | 25 | 17 | 3 | 12.0% |
| DuPage County | 5 | 5 | 0 | 0.0% |
| Douglas County | 4 | 2 | 1 | 25.0% |
| Cook County | 3 | 3 | 0 | 0.0% |
| Will County | 3 | 3 | 0 | 0.0% |
| Piatt County | 2 | 2 | 0 | 0.0% |
| Tazewell County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 286 applications in 2025, of which 232 were originated and 20 denied.
7.0% of all applications, or 7.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Iroquois Federal Savings and Loan Association's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology