Petefish, Skiles & in Illinois vs the state
15.5%Denial rate-1.59 pts vs state
18.3%Decision denial rate-3.38 pts vs state
69.3%Origination rate+10.58 pts vs state
6.75%Median rate0.00 pts vs state
0.40Rate spread (pts)+0.02 pts vs state
$86kMedian applicant income
366Loans originated
82Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 487 | 294 | 22.2% | 6.88% | #114 |
| 2024 | 465 | 300 | 20.7% | 6.75% | #128 |
| 2025 | 528 | 366 | 15.5% | 6.75% | #121 |
What Petefish, Skiles & lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Petefish, Skiles & applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morgan County | 75 | 54 | 13 | 17.3% |
| Cass County | 51 | 36 | 7 | 13.7% |
| Mason County | 45 | 35 | 6 | 13.3% |
| Effingham County | 38 | 25 | 7 | 18.4% |
| Menard County | 37 | 28 | 2 | 5.4% |
| Jefferson County | 34 | 22 | 5 | 14.7% |
| Ford County | 33 | 18 | 8 | 24.2% |
| Sangamon County | 23 | 18 | 3 | 13.0% |
| Shelby County | 21 | 17 | 2 | 9.5% |
| Fayette County | 19 | 10 | 5 | 26.3% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 528 applications in 2025, of which 366 were originated and 82 denied.
15.5% of all applications, or 18.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Petefish, Skiles & originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Petefish, Skiles &'s own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology