National Bank of St. Anne · Illinois · 2025

National Bank of St. Anne in Illinois: approval rate, denial rate and rates (2025)

National Bank of St. Anne took 107 mortgage applications in Illinois in 2025, ranking #338 of 1,150 lenders active in the state. It originated 85.1% of them and denied 2.8% (2.9% of the applications it decided), against a statewide denial rate of 17.1%.

107Applicationsin IL
2.9%Decision denial ratestate 21.7%
Median ratestate 6.75%
$135,000Median loanstate $185,000
$16MVolume8 counties

National Bank of St. Anne in Illinois vs the state

2.8%Denial rate-14.32 pts vs state
2.9%Decision denial rate-18.74 pts vs state
85.1%Origination rate+26.31 pts vs state
Median rate
Rate spread (pts)
$113kMedian applicant income
91Loans originated
3Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023127992.4%#293
2024105891.0%#330
2025107912.8%#338

What National Bank of St. Anne lends in Illinois

By loan purpose

Home purchase 49 46% · 0.0% denied
Refinance 14 13% · 7.1% denied
Cash-out refinance 21 20% · 4.8% denied
Home improvement 13 12% · 0.0% denied
Other / HELOC 10 9% · 10.0% denied

By loan type

Conventional 107 100% · 2.8% denied

Why it denied Illinois applicants

Credit history 2 67%
Debt-to-income ratio 1 33%

Where in Illinois

Counties with the most National Bank of St. Anne applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kankakee County 79663 3.8%
Iroquois County 13130 0.0%
Will County 970 0.0%
McLean County 210 0.0%
Champaign County 110 0.0%
Livingston County 110 0.0%
Lake County 110 0.0%
Cook County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 107 applications in 2025, of which 91 were originated and 3 denied.

2.8% of all applications, or 2.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are National Bank of St. Anne's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology