Gold Star Mortgage Financial Group in Illinois vs the state
0.8%Denial rate-16.37 pts vs state
1.0%Decision denial rate-20.70 pts vs state
68.7%Origination rate+9.94 pts vs state
6.63%Median rate-0.13 pts vs state
0.44Rate spread (pts)+0.06 pts vs state
$104kMedian applicant income
182Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 210 | 138 | 3.3% | 7.13% | #210 |
| 2024 | 514 | 379 | 1.4% | 6.63% | #115 |
| 2025 | 265 | 182 | 0.8% | 6.63% | #213 |
What Gold Star Mortgage Financial Group lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 109 | 65 | 2 | 1.8% |
| Will County | 90 | 69 | 0 | 0.0% |
| Kankakee County | 15 | 12 | 0 | 0.0% |
| McHenry County | 9 | 5 | 0 | 0.0% |
| DuPage County | 6 | 5 | 0 | 0.0% |
| Lake County | 6 | 2 | 0 | 0.0% |
| Grundy County | 4 | 4 | 0 | 0.0% |
| Kane County | 3 | 2 | 0 | 0.0% |
| Iroquois County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 265 applications in 2025, of which 182 were originated and 2 denied.
0.8% of all applications, or 1.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Gold Star Mortgage Financial Group originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology