Pulte Mortgage in Illinois vs the state
8.9%Denial rate-8.18 pts vs state
11.5%Decision denial rate-10.19 pts vs state
68.7%Origination rate+9.98 pts vs state
6.50%Median rate-0.25 pts vs state
-0.04Rate spread (pts)-0.42 pts vs state
$186kMedian applicant income
615Loans originated
80Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 709 | 462 | 7.9% | 6.63% | #87 |
| 2024 | 842 | 598 | 7.4% | 6.50% | #79 |
| 2025 | 895 | 615 | 8.9% | 6.50% | #84 |
What Pulte Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Will County | 519 | 360 | 55 | 10.6% |
| Lake County | 106 | 83 | 7 | 6.6% |
| Kane County | 102 | 76 | 3 | 2.9% |
| Cook County | 77 | 43 | 6 | 7.8% |
| DuPage County | 74 | 41 | 9 | 12.2% |
| McHenry County | 17 | 12 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 895 applications in 2025, of which 615 were originated and 80 denied.
8.9% of all applications, or 11.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Pulte Mortgage originated in Illinois in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology