Pacor Mortgage in Illinois vs the state
1.5%Denial rate-15.64 pts vs state
1.6%Decision denial rate-20.09 pts vs state
91.5%Origination rate+32.74 pts vs state
6.85%Median rate+0.10 pts vs state
0.50Rate spread (pts)+0.11 pts vs state
$122kMedian applicant income
247Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 239 | 200 | 2.9% | 6.88% | #194 |
| 2024 | 236 | 214 | 2.5% | 6.88% | #206 |
| 2025 | 270 | 247 | 1.5% | 6.85% | #208 |
What Pacor Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Pacor Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 149 | 132 | 3 | 2.0% |
| Will County | 57 | 55 | 0 | 0.0% |
| DuPage County | 30 | 30 | 0 | 0.0% |
| Kankakee County | 10 | 9 | 1 | 10.0% |
| DeKalb County | 4 | 4 | 0 | 0.0% |
| McHenry County | 4 | 3 | 0 | 0.0% |
| Lake County | 4 | 4 | 0 | 0.0% |
| Kendall County | 3 | 3 | 0 | 0.0% |
| Winnebago County | 2 | 2 | 0 | 0.0% |
| Iroquois County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 270 applications in 2025, of which 247 were originated and 4 denied.
1.5% of all applications, or 1.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Pacor Mortgage originated in Illinois in 2025 was 6.85%, against a statewide median of 6.75%.
About this data. Figures are Pacor Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology