Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $18B | 71,405 | 15.3% | 6.44% |
| 2 | Rocket MortgagePlymouth, MI | C | $8.5B | 46,611 | 21.0% | 6.63% |
| 3 | Crosscountry MortgageCleveland, OH | B | $4.6B | 19,103 | 5.2% | 6.75% |
| 4 | JPMorgan Chase BankColumbus, OH | B | $4.4B | 11,222 | 14.3% | 6.49% |
| 5 | Dhi Mortgage CompanyArlington, TX | B | $3.8B | 16,661 | 14.5% | 4.88% |
| 6 | Wells Fargo BankCharlotte, NC | B | $3.7B | 5,884 | 21.2% | 6.38% |
| 7 | Lennar MortgageMiami, FL | A | $3.6B | 14,984 | 21.0% | 4.75% |
| 8 | Pennymac Loan ServicesWestlake Village, CA | C | $3.5B | 19,516 | 14.1% | 6.50% |
| 9 | Bank of AmericaCharlotte, NC | F | $3.1B | 23,634 | 37.7% | 6.24% |
| 10 | Truist BankCharlotte, NC | C | $2.5B | 14,140 | 41.5% | 6.60% |
| 11 | Walker & DunlopBethesda, MD | C | $2.2B | 65 | 3.1% | 5.30% |
| 12 | Mortgage Research CenterColumbia, MO | C | $2.0B | 14,057 | 21.2% | 6.25% |
| 13 | Freedom MortgageBoca Raton, FL | B | $1.9B | 13,067 | 10.6% | 6.25% |
| 14 | Loandepot.ComIrvine, CA | D | $1.9B | 13,189 | 25.2% | 6.50% |
| 15 | A&D MortgageFort Lauderdale, FL | C | $1.9B | 8,739 | 9.5% | 6.99% |
| 16 | Navy Federal Credit UnionVienna, VA | D | $1.9B | 19,452 | 23.2% | 7.59% |
| 17 | NewrezWilmington, DE | D | $1.9B | 17,519 | 22.4% | 6.75% |
| 18 | Pulte MortgageWilmington, DE | A | $1.8B | 6,342 | 15.6% | 5.50% |
| 19 | CMG MortgageSan Ramon, CA | A | $1.7B | 6,869 | 5.8% | 6.63% |
| 20 | Regions BankBirmingham, AL | C | $1.6B | 14,062 | 39.5% | 5.38% |
| 21 | The Loan StoreSan Francisco, CA | B | $1.5B | 7,631 | 16.1% | 7.13% |
| 22 | Paramount Residential Mortgage GroupCorona, CA | B | $1.4B | 5,933 | 6.0% | 6.63% |
| 23 | PNC BankWilmington, DE | D | $1.4B | 8,176 | 34.6% | 7.50% |
| 24 | Berkeley Point CapitalMclean, VA | B | $1.3B | 39 | 0.0% | 5.23% |
| 25 | Suncoast Credit UnionTampa, FL | C | $1.3B | 12,829 | 19.7% | 7.25% |
| 26 | Movement MortgageLancaster, SC | A | $1.3B | 6,011 | 5.0% | 6.63% |
| 27 | U.S. BankCincinnati, OH | D | $1.3B | 5,227 | 37.9% | 6.75% |
| 28 | Morgan Stanley Private BankNew York, NY | A | $1.2B | 1,430 | 5.9% | 5.93% |
| 29 | Guaranteed RateChicago, IL | B | $1.2B | 7,020 | 9.4% | 6.63% |
| 30 | Broker SolutionsTustin, CA | D | $1.1B | 10,391 | 10.8% | 6.75% |
| 31 | Fbc MortgageOrlando, FL | B | $1.1B | 4,011 | 5.6% | 6.13% |
| 32 | Fairway Independent MortgageMadison, WI | B | $1.1B | 4,468 | 7.3% | 6.63% |
| 33 | Space Coast Credit UnionMelbourne, FL | C | $1.1B | 12,006 | 30.0% | 5.50% |
| 34 | City National Bank of FloridaMiami, FL | B | $1.1B | 1,211 | 9.2% | 6.13% |
| 35 | Berkadia Commercial MortgageAmbler, PA | B | $1.0B | 45 | 0.0% | 5.45% |
| 36 | Citizens BankProvidence, RI | C | $1.0B | 4,674 | 34.7% | 7.90% |
| 37 | Kind LendingIrvine, CA | C | $991M | 4,458 | 28.4% | 6.63% |
| 38 | The Mortgage FirmAltamonte Springs, FL | B | $957M | 3,652 | 2.4% | 6.75% |
| 39 | TD BankWilmington, DE | D | $953M | 6,487 | 34.5% | 7.50% |
| 40 | Fifth Third BankCincinnati, OH | D | $953M | 8,554 | 36.2% | 7.65% |
| 41 | Champions FundingGilbert, AZ | F | $918M | 3,754 | 19.2% | 7.63% |
| 42 | SouthState BankWinter Haven, FL | B | $906M | 4,230 | 21.9% | 6.90% |
| 43 | Angel Oak Mortgage SolutionsAtlanta, GA | D | $880M | 3,089 | 13.3% | 7.37% |
| 44 | Everett FinancialDallas, | C | $859M | 4,739 | 7.9% | 6.88% |
| 45 | NFMLinthicum, MD | A | $856M | 2,591 | 3.2% | 6.25% |
| 46 | Guild MortgageSan Diego, CA | A | $800M | 4,134 | 6.7% | 6.50% |
| 47 | Union Home MortgageStrongsville, OH | B | $777M | 3,574 | 7.9% | 6.50% |
| 48 | Grandbridge Real Estate CapitalCharlotte, NC | – | $768M | 18 | 0.0% | 5.39% |
| 49 | MidfloridaLakeland, FL | C | $764M | 9,125 | 43.4% | 6.38% |
| 50 | PGIM Real Estate FinanceWilmington, DE | – | $749M | 12 | 0.0% | 6.49% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
