Regions Bank in Florida vs the state
39.5%Denial rate+18.48 pts vs state
44.6%Decision denial rate+17.33 pts vs state
41.4%Origination rate-11.26 pts vs state
5.38%Median rate-1.25 pts vs state
-0.61Rate spread (pts)-0.88 pts vs state
$106kMedian applicant income
5,826Loans originated
5,560Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15,850 | 6,376 | 40.5% | 8.00% | #9 |
| 2024 | 14,827 | 5,985 | 40.7% | 6.99% | #10 |
| 2025 | 14,062 | 5,826 | 39.5% | 5.38% | #11 |
What Regions Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 1,632 | 561 | 735 | 45.0% |
| Pinellas County | 1,263 | 556 | 476 | 37.7% |
| Hillsborough County | 1,213 | 515 | 445 | 36.7% |
| Orange County | 941 | 394 | 371 | 39.4% |
| Broward County | 607 | 199 | 296 | 48.8% |
| Marion County | 538 | 253 | 173 | 32.2% |
| Duval County | 532 | 193 | 208 | 39.1% |
| Pasco County | 449 | 196 | 189 | 42.1% |
| Escambia County | 428 | 181 | 144 | 33.6% |
| Santa Rosa County | 410 | 214 | 136 | 33.2% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 14,062 applications in 2025, of which 5,826 were originated and 5,560 denied.
39.5% of all applications, or 44.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Regions Bank originated in Florida in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology