Rocket Mortgage in Florida vs the state
21.0%Denial rate-0.05 pts vs state
23.0%Decision denial rate-4.25 pts vs state
67.6%Origination rate+14.95 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.21 pts vs state
$104kMedian applicant income
31,530Loans originated
9,792Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37,221 | 26,006 | 18.4% | 6.63% | #2 |
| 2024 | 42,401 | 29,670 | 19.5% | 6.63% | #2 |
| 2025 | 46,611 | 31,530 | 21.0% | 6.63% | #2 |
What Rocket Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 3,621 | 2,317 | 927 | 25.6% |
| Miami-Dade County | 3,253 | 2,005 | 918 | 28.2% |
| Palm Beach County | 2,807 | 1,812 | 683 | 24.3% |
| Hillsborough County | 2,728 | 1,848 | 537 | 19.7% |
| Orange County | 2,390 | 1,673 | 456 | 19.1% |
| Lee County | 2,238 | 1,510 | 501 | 22.4% |
| Pinellas County | 2,031 | 1,381 | 419 | 20.6% |
| Duval County | 1,975 | 1,346 | 384 | 19.4% |
| Brevard County | 1,760 | 1,200 | 338 | 19.2% |
| Polk County | 1,692 | 1,181 | 334 | 19.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
| Regions Bank | C | 14,062 | 39.5% | 5.38% |
Frequently asked questions
Florida: 46,611 applications in 2025, of which 31,530 were originated and 9,792 denied.
21.0% of all applications, or 23.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Rocket Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology