Lennar Mortgage in Florida vs the state
21.0%Denial rate-0.05 pts vs state
22.7%Decision denial rate-4.56 pts vs state
71.4%Origination rate+18.67 pts vs state
4.75%Median rate-1.88 pts vs state
-1.29Rate spread (pts)-1.56 pts vs state
$105kMedian applicant income
10,692Loans originated
3,148Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13,552 | 9,483 | 16.0% | 5.75% | #12 |
| 2024 | 15,262 | 10,908 | 17.9% | 5.13% | #9 |
| 2025 | 14,984 | 10,692 | 21.0% | 4.75% | #9 |
What Lennar Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pasco County | 1,692 | 1,298 | 298 | 17.6% |
| Lee County | 1,403 | 870 | 415 | 29.6% |
| Polk County | 1,326 | 857 | 398 | 30.0% |
| Manatee County | 1,270 | 908 | 240 | 18.9% |
| Miami-Dade County | 1,134 | 790 | 267 | 23.5% |
| Hillsborough County | 1,017 | 771 | 184 | 18.1% |
| Charlotte County | 970 | 616 | 206 | 21.2% |
| St. Johns County | 641 | 534 | 59 | 9.2% |
| Osceola County | 569 | 369 | 178 | 31.3% |
| Lake County | 510 | 381 | 103 | 20.2% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
| Regions Bank | C | 14,062 | 39.5% | 5.38% |
Frequently asked questions
Florida: 14,984 applications in 2025, of which 10,692 were originated and 3,148 denied.
21.0% of all applications, or 22.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Lennar Mortgage originated in Florida in 2025 was 4.75%, against a statewide median of 6.63%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology