Crosscountry Mortgage in Florida vs the state
5.2%Denial rate-15.89 pts vs state
7.4%Decision denial rate-19.82 pts vs state
62.8%Origination rate+10.06 pts vs state
6.75%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.23 pts vs state
$119kMedian applicant income
11,987Loans originated
987Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16,838 | 9,581 | 2.9% | 6.88% | #8 |
| 2024 | 16,304 | 9,917 | 3.3% | 6.88% | #7 |
| 2025 | 19,103 | 11,987 | 5.2% | 6.75% | #6 |
What Crosscountry Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 2,580 | 1,678 | 131 | 5.1% |
| Broward County | 1,426 | 845 | 105 | 7.4% |
| Lee County | 1,086 | 701 | 48 | 4.4% |
| Orange County | 986 | 599 | 81 | 8.2% |
| Pinellas County | 956 | 607 | 33 | 3.5% |
| Hillsborough County | 897 | 567 | 38 | 4.2% |
| Collier County | 874 | 539 | 37 | 4.2% |
| Brevard County | 853 | 561 | 27 | 3.2% |
| St. Lucie County | 707 | 469 | 31 | 4.4% |
| Polk County | 678 | 430 | 41 | 6.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
| Regions Bank | C | 14,062 | 39.5% | 5.38% |
Frequently asked questions
Florida: 19,103 applications in 2025, of which 11,987 were originated and 987 denied.
5.2% of all applications, or 7.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Crosscountry Mortgage originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology