Largest lenders in Broward County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 6,801 | 4,462 | 19.7% | 6.50% |
| 2 | Rocket Mortgage | C | 3,621 | 2,317 | 25.6% | 6.63% |
| 3 | Bank of America | F | 2,824 | 788 | 42.5% | 6.13% |
| 4 | Space Coast Credit Union | C | 2,227 | 961 | 36.1% | 5.63% |
| 5 | Newrez | D | 1,656 | 422 | 29.1% | 6.99% |
| 6 | Pennymac Loan Services | C | 1,633 | 784 | 18.3% | 6.62% |
| 7 | A&D Mortgage | C | 1,555 | 933 | 9.1% | 6.99% |
| 8 | Crosscountry Mortgage | B | 1,426 | 845 | 7.4% | 6.83% |
| 9 | JPMorgan Chase Bank | B | 1,349 | 675 | 17.9% | 6.49% |
| 10 | Coastal Community Bank | C | 1,347 | 207 | 2.9% | 10.24% |
| 11 | Navy Federal Credit Union | D | 1,143 | 351 | 34.0% | 7.95% |
| 12 | Spring Eq | D | 1,119 | 248 | 57.8% | 8.86% |
| 13 | Truist Bank | C | 1,103 | 374 | 52.0% | 6.49% |
| 14 | Third Federal Savings and Loan Association of Cleveland | C | 1,036 | 400 | 47.4% | 6.99% |
| 15 | Paramount Residential Mortgage Group | B | 981 | 597 | 5.2% | 6.63% |
| 16 | The Loan Store | B | 962 | 544 | 19.9% | 7.25% |
| 17 | TD Bank | D | 919 | 336 | 42.9% | 7.54% |
| 18 | BrightStar Credit Union | D | 896 | 377 | 27.0% | 7.25% |
| 19 | Freedom Mortgage | B | 782 | 271 | 13.2% | 6.25% |
| 20 | Loandepot.Com | D | 756 | 387 | 28.0% | 6.99% |
| 21 | Lakeview Loan Servicing | C | 749 | 64 | 64.6% | 8.19% |
| 22 | PNC Bank | D | 742 | 229 | 44.3% | 7.13% |
| 23 | Discover Bank | F | 656 | 63 | 56.1% | 8.68% |
| 24 | Figure Lending | C | 649 | 243 | 32.5% | 8.75% |
| 25 | Regions Bank | C | 607 | 199 | 48.8% | 4.99% |
Best approval odds in Broward County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | NFM | 135 | 0.0% |
| 2 | Velocity Commercial Capital | 61 | 1.6% |
| 3 | Firstbank Puerto Rico | 138 | 2.2% |
| 4 | My Mortgage | 85 | 2.4% |
| 5 | 1st Financial | 61 | 3.3% |
| 6 | FM Home Loans | 92 | 4.4% |
| 7 | We Florida Financial | 131 | 4.6% |
| 8 | Nationwide Mortgage Bankers | 64 | 4.7% |
| 9 | Coastal Community Bank | 827 | 4.7% |
| 10 | Reliable Holdings Manager dba Lendz Financial | 124 | 4.8% |
What Broward County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Broward County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 68,095 | 30,923 | 28.1% | 6.99% | $225,000 |
| 2024 | 69,806 | 31,822 | 27.3% | 6.99% | $245,000 |
| 2025 | 67,628 | 31,296 | 25.3% | 6.75% | $265,000 |
Frequently asked questions
25.3% of applications in Broward County were denied in 2025, against 21.1% statewide in Florida.
United Shore Financial Services, with 6,801 applications in 2025 and a denial rate of 19.7%.
The median mortgage application in Broward County in 2025 was for $265,000; the median property value on originated loans was $545,000.