Nationwide Mortgage Bankers · Florida · 2025

Nationwide Mortgage Bankers in Florida: approval rate, denial rate and rates (2025)

Nationwide Mortgage Bankers took 646 mortgage applications in Florida in 2025, ranking #205 of 1,993 lenders active in the state. It originated 71.7% of them and denied 5.0% (5.8% of the applications it decided), against a statewide denial rate of 21.1%.

646Applicationsin FL
5.8%Decision denial ratestate 27.2%
6.75%Median ratestate 6.63%
$385,000Median loanstate $255,000
$190MVolume40 counties

Nationwide Mortgage Bankers in Florida vs the state

5.0%Denial rate-16.11 pts vs state
5.8%Decision denial rate-21.45 pts vs state
71.7%Origination rate+18.98 pts vs state
6.75%Median rate+0.13 pts vs state
0.90Rate spread (pts)+0.64 pts vs state
$124kMedian applicant income
463Loans originated
32Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237154156.6%6.88%#189
20245683528.8%7.13%#223
20256464635.0%6.75%#205

What Nationwide Mortgage Bankers lends in Florida

By loan purpose

Home purchase 535 83% · 5.8% denied
Refinance 110 17% · 0.9% denied
Cash-out refinance 1 0% · 0.0% denied

By loan type

Conventional 368 57% · 4.4% denied
FHA 270 42% · 5.9% denied
VA 7 1% · 0.0% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Florida applicants

Other 16 50%
Debt-to-income ratio 8 25%
Credit history 6 19%
Collateral 1 3%
Employment history 1 3%

Where in Florida

Counties with the most Nationwide Mortgage Bankers applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Miami-Dade County 21616116 7.4%
Broward County 77573 3.9%
Lee County 57436 10.5%
Palm Beach County 52351 1.9%
Orange County 25152 8.0%
Polk County 23170 0.0%
Lake County 21160 0.0%
Pinellas County 1570 0.0%
Hillsborough County 15131 6.7%
Seminole County 1490 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 646 applications in 2025, of which 463 were originated and 32 denied.

5.0% of all applications, or 5.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Nationwide Mortgage Bankers originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology