Dhi Mortgage Company in Florida vs the state
14.5%Denial rate-6.54 pts vs state
17.1%Decision denial rate-10.10 pts vs state
69.5%Origination rate+16.83 pts vs state
4.88%Median rate-1.75 pts vs state
-1.39Rate spread (pts)-1.66 pts vs state
$93kMedian applicant income
11,582Loans originated
2,420Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17,511 | 13,385 | 11.5% | 5.50% | #7 |
| 2024 | 17,942 | 13,481 | 12.8% | 5.38% | #6 |
| 2025 | 16,661 | 11,582 | 14.5% | 4.88% | #8 |
What Dhi Mortgage Company lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 1,447 | 919 | 311 | 21.5% |
| Pasco County | 1,357 | 1,045 | 130 | 9.6% |
| Manatee County | 1,126 | 825 | 170 | 15.1% |
| Osceola County | 886 | 665 | 115 | 13.0% |
| Hillsborough County | 767 | 577 | 86 | 11.2% |
| Bay County | 740 | 532 | 91 | 12.3% |
| Marion County | 730 | 501 | 136 | 18.6% |
| Santa Rosa County | 722 | 467 | 115 | 15.9% |
| Lee County | 711 | 453 | 84 | 11.8% |
| Orange County | 648 | 459 | 84 | 13.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
| Regions Bank | C | 14,062 | 39.5% | 5.38% |
Frequently asked questions
Florida: 16,661 applications in 2025, of which 11,582 were originated and 2,420 denied.
14.5% of all applications, or 17.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Dhi Mortgage Company originated in Florida in 2025 was 4.88%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology