Loandepot.Com in Florida vs the state
25.2%Denial rate+4.18 pts vs state
30.3%Decision denial rate+3.09 pts vs state
56.6%Origination rate+3.87 pts vs state
6.50%Median rate-0.13 pts vs state
0.30Rate spread (pts)+0.03 pts vs state
$90kMedian applicant income
7,460Loans originated
3,329Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12,601 | 7,002 | 24.8% | 6.50% | #14 |
| 2024 | 14,088 | 7,432 | 26.4% | 6.63% | #12 |
| 2025 | 13,189 | 7,460 | 25.2% | 6.50% | #13 |
What Loandepot.Com lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 1,100 | 665 | 295 | 26.8% |
| Lee County | 1,077 | 700 | 214 | 19.9% |
| Broward County | 756 | 387 | 212 | 28.0% |
| Miami-Dade County | 721 | 338 | 244 | 33.8% |
| Palm Beach County | 581 | 296 | 154 | 26.5% |
| St. Lucie County | 566 | 294 | 201 | 35.5% |
| Duval County | 543 | 296 | 146 | 26.9% |
| Orange County | 530 | 297 | 122 | 23.0% |
| Hillsborough County | 463 | 261 | 102 | 22.0% |
| Sarasota County | 447 | 287 | 98 | 21.9% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13,189 applications in 2025, of which 7,460 were originated and 3,329 denied.
25.2% of all applications, or 30.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Loandepot.Com originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology