Firstbank Puerto Rico in Florida vs the state
4.0%Denial rate-17.06 pts vs state
4.7%Decision denial rate-22.55 pts vs state
76.3%Origination rate+23.58 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.14 pts vs state
$93kMedian applicant income
286Loans originated
15Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 405 | 314 | 5.7% | 6.38% | #263 |
| 2024 | 372 | 290 | 5.7% | 6.75% | #273 |
| 2025 | 375 | 286 | 4.0% | 6.38% | #280 |
What Firstbank Puerto Rico lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Firstbank Puerto Rico applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 163 | 121 | 8 | 4.9% |
| Broward County | 162 | 125 | 3 | 1.9% |
| Palm Beach County | 41 | 32 | 4 | 9.8% |
| Lee County | 5 | 4 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Seminole County | 1 | 1 | 0 | 0.0% |
| Highlands County | 1 | 1 | 0 | 0.0% |
| Indian River County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 375 applications in 2025, of which 286 were originated and 15 denied.
4.0% of all applications, or 4.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Firstbank Puerto Rico originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Firstbank Puerto Rico's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology