Lakeview Loan Servicing · Florida · 2025

Lakeview Loan Servicing in Florida: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 8,363 mortgage applications in Florida in 2025, ranking #25 of 1,993 lenders active in the state. It originated 17.8% of them and denied 56.3% (65.1% of the applications it decided), against a statewide denial rate of 21.1%.

8.4kApplicationsin FL
65.1%Decision denial ratestate 27.2%
6.50%Median ratestate 6.63%
$305,000Median loanstate $255,000
$396MVolume66 counties

Lakeview Loan Servicing in Florida vs the state

56.3%Denial rate+35.28 pts vs state
65.1%Decision denial rate+37.88 pts vs state
17.8%Origination rate-34.87 pts vs state
6.50%Median rate-0.13 pts vs state
0.53Rate spread (pts)+0.26 pts vs state
$108kMedian applicant income
1,490Loans originated
4,712Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,36035365.0%6.00%#76
20245,64997555.1%6.25%#40
20258,3631,49056.3%6.50%#25

What Lakeview Loan Servicing lends in Florida

By loan purpose

Home purchase 276 3% · 22.1% denied
Refinance 4,616 55% · 56.3% denied
Cash-out refinance 1,647 20% · 61.8% denied
Other / HELOC 1,824 22% · 56.7% denied

By loan type

Conventional 3,449 41% · 59.4% denied
FHA 3,633 43% · 57.1% denied
VA 1,280 15% · 45.9% denied
USDA / RHS 1 0% · 100.0% denied

Why it denied Florida applicants

Incomplete application 3,517 75%
Debt-to-income ratio 530 11%
Credit history 350 7%
Other 214 5%
Collateral 81 2%
Employment history 10 0%
Insufficient cash 8 0%
Unverifiable information 2 0%

Where in Florida

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Broward County 74964484 64.6%
Miami-Dade County 67448444 65.9%
Orange County 55080320 58.2%
Palm Beach County 49880319 64.1%
Hillsborough County 48192253 52.6%
Polk County 40773223 54.8%
Lee County 38355213 55.6%
Duval County 36273184 50.8%
Pasco County 35575177 49.9%
Volusia County 27663148 53.6%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 8,363 applications in 2025, of which 1,490 were originated and 4,712 denied.

56.3% of all applications, or 65.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Lakeview Loan Servicing originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology