Paramount Residential Mortgage Group · Florida · 2025

Paramount Residential Mortgage Group in Florida: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 5,933 mortgage applications in Florida in 2025, ranking #38 of 1,993 lenders active in the state. It originated 63.1% of them and denied 6.0% (8.7% of the applications it decided), against a statewide denial rate of 21.1%.

5.9kApplicationsin FL
8.7%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$355,000Median loanstate $255,000
$1.4BVolume54 counties

Paramount Residential Mortgage Group in Florida vs the state

6.0%Denial rate-15.03 pts vs state
8.7%Decision denial rate-18.51 pts vs state
63.1%Origination rate+10.36 pts vs state
6.63%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.29 pts vs state
$114kMedian applicant income
3,741Loans originated
358Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236,2973,9907.1%6.88%#34
20246,0413,8735.7%6.75%#38
20255,9333,7416.0%6.63%#38

What Paramount Residential Mortgage Group lends in Florida

By loan purpose

Home purchase 4,925 83% · 6.4% denied
Refinance 300 5% · 4.0% denied
Cash-out refinance 568 10% · 4.8% denied
Home improvement 133 2% · 1.5% denied
Other / HELOC 7 0% · 0.0% denied

By loan type

Conventional 3,357 57% · 6.4% denied
FHA 2,260 38% · 5.8% denied
VA 296 5% · 3.4% denied
USDA / RHS 20 0% · 10.0% denied

Why it denied Florida applicants

Debt-to-income ratio 151 42%
Collateral 116 32%
Credit history 41 11%
Other 33 9%
Employment history 7 2%
Insufficient cash 6 2%
Unverifiable information 3 1%
Incomplete application 1 0%

Where in Florida

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Miami-Dade County 1,18668197 8.2%
Broward County 98159751 5.2%
Palm Beach County 54534832 5.9%
Hillsborough County 41526335 8.4%
Lee County 39628818 4.5%
Orange County 22614112 5.3%
Polk County 19512910 5.1%
Pasco County 1951376 3.1%
Duval County 1651006 3.6%
St. Lucie County 16210710 6.2%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 5,933 applications in 2025, of which 3,741 were originated and 358 denied.

6.0% of all applications, or 8.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Paramount Residential Mortgage Group originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology