Reliable Holdings Manager dba Lendz Financial in Florida vs the state
5.0%Denial rate-16.02 pts vs state
8.4%Decision denial rate-18.85 pts vs state
55.0%Origination rate+2.31 pts vs state
7.38%Median rate+0.75 pts vs state
1.34Rate spread (pts)+1.07 pts vs state
$250kMedian applicant income
644Loans originated
59Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 483 | 425 | 11.8% | 7.88% | #244 |
| 2025 | 1,171 | 644 | 5.0% | 7.38% | #137 |
What Reliable Holdings Manager dba Lendz Financial lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 387 | 193 | 22 | 5.7% |
| Broward County | 203 | 118 | 6 | 3.0% |
| Lee County | 91 | 52 | 1 | 1.1% |
| Osceola County | 78 | 41 | 2 | 2.6% |
| Orange County | 62 | 26 | 5 | 8.1% |
| Polk County | 43 | 27 | 3 | 7.0% |
| Palm Beach County | 39 | 21 | 3 | 7.7% |
| Hillsborough County | 34 | 23 | 1 | 2.9% |
| Charlotte County | 29 | 16 | 1 | 3.4% |
| Collier County | 26 | 22 | 1 | 3.8% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,171 applications in 2025, of which 644 were originated and 59 denied.
5.0% of all applications, or 8.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Florida in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology