The Loan Store in Florida vs the state
16.1%Denial rate-5.01 pts vs state
17.9%Decision denial rate-9.35 pts vs state
60.6%Origination rate+7.94 pts vs state
7.13%Median rate+0.50 pts vs state
0.83Rate spread (pts)+0.56 pts vs state
$129kMedian applicant income
4,627Loans originated
1,225Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 970 | 474 | 22.2% | 7.50% | #153 |
| 2024 | 5,125 | 2,797 | 18.9% | 7.38% | #43 |
| 2025 | 7,631 | 4,627 | 16.1% | 7.13% | #29 |
What The Loan Store lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 1,418 | 812 | 253 | 17.8% |
| Broward County | 962 | 544 | 191 | 19.9% |
| Palm Beach County | 469 | 259 | 90 | 19.2% |
| Hillsborough County | 449 | 281 | 65 | 14.5% |
| Orange County | 430 | 254 | 95 | 22.1% |
| Lee County | 312 | 197 | 47 | 15.1% |
| Pinellas County | 312 | 191 | 48 | 15.4% |
| Duval County | 271 | 183 | 24 | 8.9% |
| Pasco County | 205 | 141 | 27 | 13.2% |
| Volusia County | 195 | 111 | 32 | 16.4% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 7,631 applications in 2025, of which 4,627 were originated and 1,225 denied.
16.1% of all applications, or 17.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Loan Store originated in Florida in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology