JPMorgan Chase Bank in Florida vs the state
14.3%Denial rate-6.78 pts vs state
20.2%Decision denial rate-7.02 pts vs state
54.6%Origination rate+1.94 pts vs state
6.49%Median rate-0.13 pts vs state
0.03Rate spread (pts)-0.23 pts vs state
$130kMedian applicant income
6,131Loans originated
1,602Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9,187 | 5,426 | 13.0% | 6.49% | #23 |
| 2024 | 10,117 | 5,747 | 13.4% | 6.63% | #22 |
| 2025 | 11,222 | 6,131 | 14.3% | 6.49% | #19 |
What JPMorgan Chase Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 1,637 | 835 | 278 | 17.0% |
| Palm Beach County | 1,354 | 719 | 209 | 15.4% |
| Broward County | 1,349 | 675 | 241 | 17.9% |
| Orange County | 718 | 412 | 83 | 11.6% |
| Hillsborough County | 705 | 418 | 68 | 9.6% |
| Pinellas County | 502 | 254 | 75 | 14.9% |
| Lee County | 400 | 242 | 47 | 11.8% |
| Sarasota County | 330 | 198 | 46 | 13.9% |
| Collier County | 296 | 179 | 42 | 14.2% |
| Osceola County | 285 | 173 | 36 | 12.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 11,222 applications in 2025, of which 6,131 were originated and 1,602 denied.
14.3% of all applications, or 20.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans JPMorgan Chase Bank originated in Florida in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology