Fairway Independent Mortgage in Florida vs the state
7.3%Denial rate-13.79 pts vs state
9.3%Decision denial rate-17.99 pts vs state
70.6%Origination rate+17.88 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.10 pts vs state
$116kMedian applicant income
3,153Loans originated
325Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,132 | 4,847 | 7.0% | 6.75% | #31 |
| 2024 | 5,159 | 3,505 | 8.4% | 6.75% | #42 |
| 2025 | 4,468 | 3,153 | 7.3% | 6.63% | #46 |
What Fairway Independent Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 367 | 260 | 28 | 7.6% |
| Hillsborough County | 342 | 236 | 24 | 7.0% |
| Palm Beach County | 309 | 216 | 22 | 7.1% |
| Marion County | 309 | 247 | 22 | 7.1% |
| Pinellas County | 239 | 154 | 16 | 6.7% |
| Pasco County | 225 | 154 | 19 | 8.4% |
| Duval County | 198 | 142 | 18 | 9.1% |
| Volusia County | 178 | 127 | 9 | 5.1% |
| Manatee County | 160 | 113 | 13 | 8.1% |
| Escambia County | 154 | 111 | 17 | 11.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 4,468 applications in 2025, of which 3,153 were originated and 325 denied.
7.3% of all applications, or 9.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Fairway Independent Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology