Angel Oak Mortgage Solutions in Florida vs the state
13.3%Denial rate-7.72 pts vs state
17.3%Decision denial rate-9.99 pts vs state
62.7%Origination rate+9.98 pts vs state
7.37%Median rate+0.75 pts vs state
1.18Rate spread (pts)+0.91 pts vs state
$285kMedian applicant income
1,936Loans originated
412Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,999 | 1,052 | 18.1% | 8.25% | #85 |
| 2024 | 2,445 | 1,620 | 12.0% | 7.75% | #75 |
| 2025 | 3,089 | 1,936 | 13.3% | 7.37% | #66 |
What Angel Oak Mortgage Solutions lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 758 | 468 | 92 | 12.1% |
| Broward County | 477 | 307 | 69 | 14.5% |
| Palm Beach County | 329 | 202 | 42 | 12.8% |
| Lee County | 157 | 95 | 25 | 15.9% |
| Orange County | 114 | 69 | 19 | 16.7% |
| Pinellas County | 112 | 68 | 19 | 17.0% |
| Hillsborough County | 101 | 63 | 17 | 16.8% |
| Collier County | 95 | 67 | 10 | 10.5% |
| Duval County | 68 | 44 | 9 | 13.2% |
| St. Lucie County | 66 | 39 | 7 | 10.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 3,089 applications in 2025, of which 1,936 were originated and 412 denied.
13.3% of all applications, or 17.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Angel Oak Mortgage Solutions originated in Florida in 2025 was 7.37%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology