The Mortgage Firm in Florida vs the state
2.4%Denial rate-18.65 pts vs state
2.8%Decision denial rate-24.46 pts vs state
78.1%Origination rate+25.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.17 pts vs state
$109kMedian applicant income
2,851Loans originated
88Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,017 | 3,763 | 3.4% | 6.75% | #46 |
| 2024 | 3,793 | 2,914 | 3.1% | 6.88% | #55 |
| 2025 | 3,652 | 2,851 | 2.4% | 6.75% | #58 |
What The Mortgage Firm lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Mortgage Firm applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brevard County | 720 | 549 | 8 | 1.1% |
| Palm Beach County | 275 | 219 | 6 | 2.2% |
| Sarasota County | 220 | 178 | 3 | 1.4% |
| Orange County | 208 | 164 | 4 | 1.9% |
| Escambia County | 197 | 163 | 3 | 1.5% |
| Volusia County | 195 | 157 | 7 | 3.6% |
| Pasco County | 168 | 130 | 4 | 2.4% |
| Seminole County | 165 | 132 | 4 | 2.4% |
| Lake County | 159 | 122 | 8 | 5.0% |
| Hillsborough County | 159 | 129 | 3 | 1.9% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 3,652 applications in 2025, of which 2,851 were originated and 88 denied.
2.4% of all applications, or 2.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Mortgage Firm originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Mortgage Firm's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology