Broker Solutions in Florida vs the state
10.8%Denial rate-10.30 pts vs state
21.8%Decision denial rate-5.41 pts vs state
37.4%Origination rate-15.34 pts vs state
6.75%Median rate+0.13 pts vs state
0.69Rate spread (pts)+0.42 pts vs state
$89kMedian applicant income
3,881Loans originated
1,118Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,417 | 3,311 | 10.1% | 6.75% | #30 |
| 2024 | 10,564 | 4,139 | 12.0% | 6.75% | #21 |
| 2025 | 10,391 | 3,881 | 10.8% | 6.75% | #21 |
What Broker Solutions lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 714 | 276 | 83 | 11.6% |
| Hillsborough County | 704 | 326 | 69 | 9.8% |
| Broward County | 586 | 129 | 76 | 13.0% |
| Lee County | 583 | 291 | 48 | 8.2% |
| Polk County | 567 | 224 | 54 | 9.5% |
| Miami-Dade County | 531 | 136 | 69 | 13.0% |
| Palm Beach County | 459 | 134 | 62 | 13.5% |
| Osceola County | 411 | 171 | 53 | 12.9% |
| Duval County | 403 | 146 | 38 | 9.4% |
| Pasco County | 390 | 170 | 39 | 10.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 10,391 applications in 2025, of which 3,881 were originated and 1,118 denied.
10.8% of all applications, or 21.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Broker Solutions originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology