CMG Mortgage · Florida · 2025

CMG Mortgage in Florida: approval rate, denial rate and rates (2025)

CMG Mortgage took 6,869 mortgage applications in Florida in 2025, ranking #33 of 1,993 lenders active in the state. It originated 63.9% of them and denied 5.8% (7.6% of the applications it decided), against a statewide denial rate of 21.1%.

6.9kApplicationsin FL
7.6%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$315,000Median loanstate $255,000
$1.7BVolume61 counties

CMG Mortgage in Florida vs the state

5.8%Denial rate-15.24 pts vs state
7.6%Decision denial rate-19.63 pts vs state
63.9%Origination rate+11.19 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$125kMedian applicant income
4,388Loans originated
400Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234,4322,8176.7%6.63%#49
20246,0553,9026.0%6.63%#37
20256,8694,3885.8%6.63%#33

What CMG Mortgage lends in Florida

By loan purpose

Home purchase 5,211 76% · 4.7% denied
Refinance 708 10% · 9.5% denied
Cash-out refinance 819 12% · 8.1% denied
Home improvement 11 0% · 0.0% denied
Other / HELOC 120 2% · 17.5% denied

By loan type

Conventional 4,396 64% · 6.5% denied
FHA 1,341 20% · 5.4% denied
VA 811 12% · 2.5% denied
USDA / RHS 321 5% · 6.9% denied

Why it denied Florida applicants

Debt-to-income ratio 126 32%
Other 91 23%
Credit history 54 14%
Collateral 50 13%
Unverifiable information 29 7%
Incomplete application 24 6%
Insufficient cash 22 6%
Employment history 4 1%

Where in Florida

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Volusia County 70647827 3.8%
Broward County 58834747 8.0%
Hillsborough County 54738422 4.0%
Miami-Dade County 46725940 8.6%
Manatee County 35323717 4.8%
Duval County 32220815 4.7%
Pasco County 28720512 4.2%
Marion County 2651948 3.0%
Pinellas County 26517110 3.8%
Palm Beach County 22712925 11.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6,869 applications in 2025, of which 4,388 were originated and 400 denied.

5.8% of all applications, or 7.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans CMG Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology