Movement Mortgage · Florida · 2025

Movement Mortgage in Florida: approval rate, denial rate and rates (2025)

Movement Mortgage took 6,011 mortgage applications in Florida in 2025, ranking #37 of 1,993 lenders active in the state. It originated 68.6% of them and denied 5.0% (5.9% of the applications it decided), against a statewide denial rate of 21.1%.

6.0kApplicationsin FL
5.9%Decision denial ratestate 27.2%
6.63%Median ratestate 6.63%
$285,000Median loanstate $255,000
$1.3BVolume66 counties

Movement Mortgage in Florida vs the state

5.0%Denial rate-16.02 pts vs state
5.9%Decision denial rate-21.33 pts vs state
68.6%Origination rate+15.88 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.09 pts vs state
$109kMedian applicant income
4,122Loans originated
303Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238,3515,4547.1%6.63%#25
20246,1204,1446.0%6.75%#36
20256,0114,1225.0%6.63%#37

What Movement Mortgage lends in Florida

By loan purpose

Home purchase 4,692 78% · 3.6% denied
Refinance 422 7% · 4.3% denied
Cash-out refinance 489 8% · 4.7% denied
Home improvement 156 3% · 25.6% denied
Other / HELOC 252 4% · 21.0% denied

By loan type

Conventional 4,023 67% · 5.7% denied
FHA 1,201 20% · 4.7% denied
VA 771 13% · 2.3% denied
USDA / RHS 16 0% · 6.3% denied

Why it denied Florida applicants

Debt-to-income ratio 113 37%
Collateral 46 15%
Incomplete application 39 13%
Other 33 11%
Unverifiable information 28 9%
Credit history 25 8%
Insufficient cash 12 4%
Employment history 7 2%

Where in Florida

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Duval County 71549729 4.1%
Leon County 42832414 3.3%
Lee County 35025514 4.0%
Okaloosa County 3212526 1.9%
Pinellas County 32121113 4.0%
Escambia County 2641799 3.4%
Orange County 24615719 7.7%
Lake County 2371756 2.5%
Hillsborough County 2361707 3.0%
Pasco County 20712516 7.7%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 6,011 applications in 2025, of which 4,122 were originated and 303 denied.

5.0% of all applications, or 5.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Movement Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology