Pulte Mortgage in Florida vs the state
15.6%Denial rate-5.42 pts vs state
19.0%Decision denial rate-8.21 pts vs state
66.2%Origination rate+13.54 pts vs state
5.50%Median rate-1.13 pts vs state
-0.84Rate spread (pts)-1.11 pts vs state
$140kMedian applicant income
4,200Loans originated
992Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,205 | 3,894 | 12.5% | 6.25% | #35 |
| 2024 | 6,275 | 4,211 | 13.7% | 5.99% | #35 |
| 2025 | 6,342 | 4,200 | 15.6% | 5.50% | #36 |
What Pulte Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 743 | 449 | 168 | 22.6% |
| Lee County | 663 | 472 | 74 | 11.2% |
| Osceola County | 557 | 333 | 141 | 25.3% |
| Pasco County | 417 | 276 | 63 | 15.1% |
| Manatee County | 354 | 232 | 38 | 10.7% |
| Sarasota County | 342 | 265 | 24 | 7.0% |
| Collier County | 326 | 225 | 50 | 15.3% |
| Marion County | 292 | 200 | 20 | 6.8% |
| Polk County | 282 | 164 | 87 | 30.9% |
| Hillsborough County | 261 | 174 | 42 | 16.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 6,342 applications in 2025, of which 4,200 were originated and 992 denied.
15.6% of all applications, or 19.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Pulte Mortgage originated in Florida in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology