Fifth Third Bank in Florida vs the state
36.2%Denial rate+15.11 pts vs state
45.5%Decision denial rate+18.22 pts vs state
41.5%Origination rate-11.15 pts vs state
7.65%Median rate+1.03 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$110kMedian applicant income
3,553Loans originated
3,094Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,768 | 2,647 | 33.5% | 8.40% | #40 |
| 2024 | 6,305 | 2,670 | 36.6% | 8.65% | #33 |
| 2025 | 8,554 | 3,553 | 36.2% | 7.65% | #24 |
What Fifth Third Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 862 | 356 | 305 | 35.4% |
| Orange County | 754 | 327 | 268 | 35.5% |
| Hillsborough County | 667 | 289 | 246 | 36.9% |
| Pinellas County | 664 | 277 | 229 | 34.5% |
| Palm Beach County | 616 | 240 | 231 | 37.5% |
| Collier County | 570 | 240 | 200 | 35.1% |
| Sarasota County | 479 | 214 | 142 | 29.6% |
| Broward County | 446 | 126 | 210 | 47.1% |
| Manatee County | 365 | 151 | 145 | 39.7% |
| Pasco County | 295 | 136 | 99 | 33.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 8,554 applications in 2025, of which 3,553 were originated and 3,094 denied.
36.2% of all applications, or 45.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Fifth Third Bank originated in Florida in 2025 was 7.65%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology