Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | $1.6B | 7,689 | 12.0% | 6.13% |
| 2 | Rocket MortgagePlymouth, MI | C | $1.4B | 9,941 | 20.5% | 6.63% |
| 3 | Regions BankBirmingham, AL | C | $819M | 11,871 | 37.2% | 4.99% |
| 4 | Mortgage Research CenterColumbia, MO | C | $698M | 5,107 | 18.4% | 6.25% |
| 5 | Dhi Mortgage CompanyArlington, TX | B | $690M | 3,909 | 17.5% | 4.99% |
| 6 | Trustmark National BankJackson, MS | C | $672M | 3,443 | 10.3% | 6.50% |
| 7 | Renasant BankTupelo, MS | B | $570M | 2,508 | 7.3% | 6.63% |
| 8 | Cadence BankTupelo, MS | B | $541M | 2,500 | 16.0% | 6.88% |
| 9 | Fairway Independent MortgageMadison, WI | B | $513M | 2,494 | 4.1% | 6.63% |
| 10 | Freedom MortgageBoca Raton, FL | B | $470M | 3,725 | 8.7% | 6.25% |
| 11 | FirstBankNashville, TN | C | $461M | 3,190 | 27.0% | 6.63% |
| 12 | Guild MortgageSan Diego, CA | A | $421M | 2,742 | 3.8% | 6.50% |
| 13 | Pennymac Loan ServicesWestlake Village, CA | C | $421M | 3,611 | 11.6% | 6.25% |
| 14 | Movement MortgageLancaster, SC | A | $401M | 2,284 | 4.9% | 6.63% |
| 15 | REDSTONE Federal Credit UnionHuntsville, AL | C | $361M | 4,548 | 18.9% | 8.13% |
| 16 | Canopy MortgageLindon, UT | B | $324M | 1,695 | 0.6% | 6.25% |
| 17 | Navy Federal Credit UnionVienna, VA | D | $324M | 3,283 | 20.6% | 6.88% |
| 18 | First Federal Bank, ATuscaloosa, AL | B | $320M | 1,776 | 3.4% | 6.25% |
| 19 | River Bank & TrustPrattville, AL | A | $316M | 1,628 | 3.7% | 6.95% |
| 20 | CMG MortgageSan Ramon, CA | A | $293M | 1,327 | 4.1% | 6.50% |
| 21 | Crosscountry MortgageCleveland, OH | B | $289M | 1,817 | 4.8% | 6.63% |
| 22 | Berkadia Commercial MortgageAmbler, PA | B | $285M | 16 | 0.0% | 5.27% |
| 23 | Union Home MortgageStrongsville, OH | B | $269M | 1,346 | 4.9% | 6.50% |
| 24 | Lument Real Estate CapitalDover, DE | C | $268M | 14 | 0.0% | 5.61% |
| 25 | ServisFirst BankBirmingham, AL | A | $268M | 716 | 3.8% | 6.99% |
| 26 | Stockton MortgageFrankfort, KY | D | $261M | 1,470 | 6.6% | 6.50% |
| 27 | Synovus BankColumbus, GA | D | $261M | 1,449 | 13.4% | 6.75% |
| 28 | SouthState BankWinter Haven, FL | B | $256M | 1,379 | 17.8% | 6.50% |
| 29 | Vanderbilt Mortgage and FinanceMaryville, TN | F | $255M | 8,461 | 41.4% | 9.50% |
| 30 | Lennar MortgageMiami, FL | A | $254M | 1,229 | 13.1% | 4.75% |
| 31 | Loandepot.ComIrvine, CA | D | $246M | 2,696 | 29.9% | 6.75% |
| 32 | NewrezWilmington, DE | D | $232M | 2,730 | 19.0% | 6.49% |
| 33 | Truist BankCharlotte, NC | C | $217M | 1,156 | 38.8% | 6.75% |
| 34 | PNC BankWilmington, DE | D | $197M | 2,895 | 33.2% | 7.76% |
| 35 | Broker SolutionsTustin, CA | D | $191M | 2,590 | 10.3% | 6.75% |
| 36 | Assurance Financial GroupBaton Rouge, LA | C | $188M | 1,083 | 5.2% | 6.50% |
| 37 | Walker & DunlopBethesda, MD | C | $185M | 13 | 0.0% | 5.31% |
| 38 | Greystone Servicing CompanyWarrenton, VA | D | $178M | 5 | 0.0% | 5.70% |
| 39 | Bank IndependentSheffield, AL | B | $174M | 1,200 | 11.6% | 6.49% |
| 40 | Community Bank of MississippiFlowood, MS | C | $169M | 669 | 9.6% | 7.25% |
| 41 | America'S FirstBirmingham, AL | B | $167M | 2,166 | 15.7% | 5.75% |
| 42 | 21st MortgageKnoxville, TN | F | $160M | 6,507 | 46.0% | 9.98% |
| 43 | AvadianHoover, AL | A | $159M | 1,325 | 18.1% | 4.99% |
| 44 | Nationstar MortgageCoppell, TX | C | $158M | 1,481 | 14.5% | 7.49% |
| 45 | Kind LendingIrvine, CA | C | $158M | 860 | 21.4% | 6.38% |
| 46 | SouthPoint BankBirmingham, AL | B | $157M | 814 | 3.2% | 6.25% |
| 47 | Bryant BankTuscaloosa, AL | B | $156M | 608 | 6.7% | 7.50% |
| 48 | First Horizon BankMemphis, TN | B | $153M | 441 | 15.2% | 6.75% |
| 49 | Pgim Real Estate Agency FinancingWilmington, DE | B | $150M | 6 | 0.0% | 5.69% |
| 50 | Prosperity Home MortgageFairfax, VA | A | $149M | 787 | 8.5% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
