Movement Mortgage in Alabama vs the state
4.9%Denial rate-14.95 pts vs state
5.5%Decision denial rate-19.51 pts vs state
72.0%Origination rate+16.59 pts vs state
6.63%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.17 pts vs state
$85kMedian applicant income
1,644Loans originated
112Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,346 | 1,693 | 4.4% | 6.75% | #17 |
| 2024 | 2,425 | 1,780 | 4.0% | 6.75% | #17 |
| 2025 | 2,284 | 1,644 | 4.9% | 6.63% | #24 |
What Movement Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tuscaloosa County | 275 | 212 | 6 | 2.2% |
| Jefferson County | 256 | 180 | 15 | 5.9% |
| Shelby County | 164 | 115 | 5 | 3.0% |
| Montgomery County | 164 | 118 | 9 | 5.5% |
| Houston County | 144 | 96 | 8 | 5.6% |
| Baldwin County | 139 | 97 | 10 | 7.2% |
| Lee County | 113 | 69 | 8 | 7.1% |
| Elmore County | 84 | 66 | 2 | 2.4% |
| Limestone County | 80 | 65 | 1 | 1.3% |
| Coffee County | 80 | 69 | 1 | 1.3% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 2,284 applications in 2025, of which 1,644 were originated and 112 denied.
4.9% of all applications, or 5.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Movement Mortgage originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology