CMG Mortgage in Alabama vs the state
4.1%Denial rate-15.78 pts vs state
4.7%Decision denial rate-20.32 pts vs state
76.1%Origination rate+20.72 pts vs state
6.50%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.12 pts vs state
$98kMedian applicant income
1,010Loans originated
54Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,020 | 718 | 3.3% | 6.75% | #39 |
| 2024 | 1,193 | 902 | 3.9% | 6.63% | #40 |
| 2025 | 1,327 | 1,010 | 4.1% | 6.50% | #39 |
What CMG Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 464 | 392 | 6 | 1.3% |
| Coffee County | 129 | 94 | 5 | 3.9% |
| Russell County | 108 | 77 | 5 | 4.6% |
| Montgomery County | 97 | 77 | 9 | 9.3% |
| Baldwin County | 60 | 29 | 8 | 13.3% |
| Dale County | 49 | 36 | 2 | 4.1% |
| Madison County | 40 | 30 | 0 | 0.0% |
| Houston County | 37 | 29 | 1 | 2.7% |
| Shelby County | 36 | 31 | 0 | 0.0% |
| Mobile County | 28 | 12 | 3 | 10.7% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 1,327 applications in 2025, of which 1,010 were originated and 54 denied.
4.1% of all applications, or 4.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans CMG Mortgage originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology