Lennar Mortgage in Alabama vs the state
13.1%Denial rate-6.75 pts vs state
14.7%Decision denial rate-10.32 pts vs state
75.5%Origination rate+20.12 pts vs state
4.75%Median rate-1.75 pts vs state
-1.53Rate spread (pts)-1.81 pts vs state
$83kMedian applicant income
928Loans originated
161Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 850 | 652 | 6.2% | 5.13% | #47 |
| 2024 | 1,029 | 758 | 13.4% | 4.99% | #49 |
| 2025 | 1,229 | 928 | 13.1% | 4.75% | #42 |
What Lennar Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 494 | 379 | 67 | 13.6% |
| Limestone County | 251 | 198 | 36 | 14.3% |
| Baldwin County | 233 | 194 | 22 | 9.4% |
| Talladega County | 71 | 43 | 8 | 11.3% |
| Tuscaloosa County | 39 | 21 | 9 | 23.1% |
| Morgan County | 33 | 23 | 5 | 15.2% |
| St. Clair County | 30 | 16 | 5 | 16.7% |
| Elmore County | 27 | 19 | 4 | 14.8% |
| Shelby County | 17 | 11 | 2 | 11.8% |
| Calhoun County | 15 | 11 | 1 | 6.7% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 1,229 applications in 2025, of which 928 were originated and 161 denied.
13.1% of all applications, or 14.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Lennar Mortgage originated in Alabama in 2025 was 4.75%, against a statewide median of 6.50%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology