Crosscountry Mortgage in Alabama vs the state
4.8%Denial rate-15.06 pts vs state
7.2%Decision denial rate-17.79 pts vs state
60.2%Origination rate+4.76 pts vs state
6.63%Median rate+0.13 pts vs state
0.55Rate spread (pts)+0.27 pts vs state
$86kMedian applicant income
1,093Loans originated
87Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,599 | 819 | 2.6% | 6.75% | #27 |
| 2024 | 1,440 | 811 | 3.1% | 6.69% | #31 |
| 2025 | 1,817 | 1,093 | 4.8% | 6.63% | #26 |
What Crosscountry Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 237 | 149 | 5 | 2.1% |
| Lee County | 145 | 104 | 4 | 2.8% |
| Jefferson County | 143 | 98 | 4 | 2.8% |
| Elmore County | 140 | 106 | 2 | 1.4% |
| Baldwin County | 96 | 57 | 7 | 7.3% |
| Madison County | 90 | 54 | 5 | 5.6% |
| Autauga County | 88 | 64 | 2 | 2.3% |
| Shelby County | 79 | 48 | 3 | 3.8% |
| Mobile County | 78 | 38 | 6 | 7.7% |
| Tuscaloosa County | 61 | 28 | 9 | 14.8% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 1,817 applications in 2025, of which 1,093 were originated and 87 denied.
4.8% of all applications, or 7.2% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Crosscountry Mortgage originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology