ServisFirst Bank in Alabama vs the state
3.8%Denial rate-16.08 pts vs state
4.3%Decision denial rate-20.69 pts vs state
83.2%Origination rate+27.85 pts vs state
6.99%Median rate+0.49 pts vs state
0.23Rate spread (pts)-0.06 pts vs state
$150kMedian applicant income
596Loans originated
27Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 538 | 426 | 4.1% | 7.75% | #66 |
| 2024 | 643 | 538 | 3.4% | 7.19% | #64 |
| 2025 | 716 | 596 | 3.8% | 6.99% | #63 |
What ServisFirst Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most ServisFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 157 | 124 | 11 | 7.0% |
| Lee County | 115 | 97 | 3 | 2.6% |
| Madison County | 85 | 74 | 2 | 2.4% |
| Baldwin County | 58 | 52 | 1 | 1.7% |
| Houston County | 50 | 41 | 0 | 0.0% |
| Shelby County | 44 | 38 | 1 | 2.3% |
| Mobile County | 42 | 36 | 0 | 0.0% |
| Montgomery County | 32 | 24 | 3 | 9.4% |
| Limestone County | 17 | 16 | 0 | 0.0% |
| Elmore County | 15 | 10 | 2 | 13.3% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 716 applications in 2025, of which 596 were originated and 27 denied.
3.8% of all applications, or 4.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans ServisFirst Bank originated in Alabama in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are ServisFirst Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology