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Top VA lenders in Alabama (2025)

Lenders handling the most VA-guaranteed loan applications for veterans and service members.

208kApplications in AL
25.0%State decision denial rate
6.50%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Alabama ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeVA applicationsApplicationsDenial rateMedian rate
1 Mortgage Research CenterColumbia, MO C 4,475 5,107 18.4% 6.25%
2 United Shore Financial ServicesPlymouth, MI B 2,262 7,689 12.0% 6.13%
3 Freedom MortgageBoca Raton, FL B 1,860 3,725 8.7% 6.25%
4 New Day FinancialWest Palm Beach, FL F 1,726 1,805 20.2% 6.99%
5 Rocket MortgagePlymouth, MI C 1,220 9,941 20.5% 6.63%
6 Navy Federal Credit UnionVienna, VA D 872 3,283 20.6% 6.88%
7 Pennymac Loan ServicesWestlake Village, CA C 872 3,611 11.6% 6.25%
8 NewrezWilmington, DE D 645 2,730 19.0% 6.49%
9 Dhi Mortgage CompanyArlington, TX B 617 3,909 17.5% 4.99%
10 Village Capital & InvestmentHenderson, NV C 568 806 23.2% 5.75%
11 USAA Federal Savings BankPhoenix, AZ C 449 707 29.0% 6.25%
12 The Federal Savings BankChicago, IL C 361 441 10.2% 6.50%
13 Canopy MortgageLindon, UT B 358 1,695 0.6% 6.25%
14 Movement MortgageLancaster, SC A 334 2,284 4.9% 6.63%
15 Guild MortgageSan Diego, CA A 322 2,742 3.8% 6.50%
16 Loandepot.ComIrvine, CA D 321 2,696 29.9% 6.75%
17 CMG MortgageSan Ramon, CA A 317 1,327 4.1% 6.50%
18 Crosscountry MortgageCleveland, OH B 288 1,817 4.8% 6.63%
19 Fairway Independent MortgageMadison, WI B 264 2,494 4.1% 6.63%
20 Trustmark National BankJackson, MS C 264 3,443 10.3% 6.50%
21 Mortgage Solutions of ColoradoColorado Springs, CO C 250 324 4.9% 7.75%
22 Lakeview Loan ServicingCoral Gables, FL C 249 1,108 51.2% 6.31%
23 Broker SolutionsTustin, CA D 241 2,590 10.3% 6.75%
24 Lennar MortgageMiami, FL A 220 1,229 13.1% 4.75%
25 Equity Prime MortgageAtlanta, GA D 217 739 11.8% 6.50%
26 AmeriSave MortgageSandy Springs, GA D 212 2,365 66.3% 7.50%
27 Carrington Mortgage ServicesOrange, CA D 193 1,177 45.7% 6.50%
28 Planet Home LendingMeriden, CT B 176 479 15.0% 6.00%
29 Renasant BankTupelo, MS B 168 2,508 7.3% 6.63%
30 Stockton MortgageFrankfort, KY D 166 1,470 6.6% 6.50%
31 Nationstar MortgageCoppell, TX C 150 1,481 14.5% 7.49%
32 Unnamed lender 254900M2C4Q6DATP2889 F 149 344 18.3% 6.25%
33 Union Home MortgageStrongsville, OH B 144 1,346 4.9% 6.50%
34 Guaranteed RateChicago, IL B 130 815 9.8% 6.58%
35 FirstBankNashville, TN C 129 3,190 27.0% 6.63%
36 Heritage MortgageMadison, AL A 124 534 0.2% 5.99%
37 Mutual of Omaha MortgageSan Diego, CA C 120 696 21.1% 6.38%
38 REDSTONE Federal Credit UnionHuntsville, AL C 117 4,548 18.9% 8.13%
39 LoanUnited.comDuluth, GA C 115 228 9.7% 6.13%
40 Kind LendingIrvine, CA C 111 860 21.4% 6.38%
41 Prosperity Home MortgageFairfax, VA A 108 787 8.5% 6.50%
42 Regions BankBirmingham, AL C 108 11,871 37.2% 4.99%
43 Ark-La-Tex Financial Services, LLC.Plano, TX A 105 393 2.0% 6.50%
44 First Federal Bank, ATuscaloosa, AL B 103 1,776 3.4% 6.25%
45 Vanderbilt Mortgage and FinanceMaryville, TN F 98 8,461 41.4% 9.50%
46 HomePromiseFairfax, VA F 94 96 53.1% 7.06%
47 Allied First Bank,sbOswego, IL F 88 103 22.3% 3.50%
48 LowerColumbia, MD C 87 283 14.5% 6.63%
49 Assurance Financial GroupBaton Rouge, LA C 81 1,083 5.2% 6.50%
50 Barrington Bank & Trust CompanyBarrington, IL C 78 116 10.3% 6.75%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.