Unnamed lender 254900M2C4Q6DATP2889 in Alabama vs the state
18.3%Denial rate-1.54 pts vs state
33.9%Decision denial rate+8.87 pts vs state
35.8%Origination rate-19.63 pts vs state
6.25%Median rate-0.25 pts vs state
0.42Rate spread (pts)+0.13 pts vs state
$82kMedian applicant income
123Loans originated
63Denied
What Unnamed lender 254900M2C4Q6DATP2889 lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 41 | 18 | 7 | 17.1% |
| Mobile County | 36 | 8 | 8 | 22.2% |
| Madison County | 35 | 14 | 7 | 20.0% |
| Baldwin County | 32 | 15 | 4 | 12.5% |
| Shelby County | 31 | 13 | 3 | 9.7% |
| Montgomery County | 22 | 9 | 4 | 18.2% |
| Elmore County | 17 | 8 | 4 | 23.5% |
| Tuscaloosa County | 14 | 2 | 3 | 21.4% |
| St. Clair County | 12 | 4 | 2 | 16.7% |
| Morgan County | 11 | 6 | 2 | 18.2% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 344 applications in 2025, of which 123 were originated and 63 denied.
18.3% of all applications, or 33.9% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Alabama in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology