Barrington Bank & Trust Company in Alabama vs the state
10.3%Denial rate-9.51 pts vs state
13.8%Decision denial rate-11.21 pts vs state
63.8%Origination rate+8.40 pts vs state
6.75%Median rate+0.25 pts vs state
0.22Rate spread (pts)-0.07 pts vs state
$80kMedian applicant income
74Loans originated
12Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 162 | 87 | 13.6% | 6.25% | #148 |
| 2024 | 161 | 84 | 9.3% | 6.56% | #167 |
| 2025 | 116 | 74 | 10.3% | 6.75% | #209 |
What Barrington Bank & Trust Company lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Barrington Bank & Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 12 | 7 | 2 | 16.7% |
| Houston County | 10 | 9 | 0 | 0.0% |
| Baldwin County | 9 | 5 | 2 | 22.2% |
| Montgomery County | 6 | 3 | 1 | 16.7% |
| Mobile County | 6 | 3 | 0 | 0.0% |
| Coffee County | 5 | 3 | 1 | 20.0% |
| Tuscaloosa County | 4 | 3 | 1 | 25.0% |
| Elmore County | 4 | 3 | 1 | 25.0% |
| Shelby County | 4 | 2 | 0 | 0.0% |
| Lee County | 4 | 3 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 116 applications in 2025, of which 74 were originated and 12 denied.
10.3% of all applications, or 13.8% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Barrington Bank & Trust Company originated in Alabama in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology