AmeriSave Mortgage in Alabama vs the state
66.3%Denial rate+46.41 pts vs state
74.6%Decision denial rate+49.55 pts vs state
22.1%Origination rate-33.32 pts vs state
7.50%Median rate+1.00 pts vs state
1.69Rate spread (pts)+1.40 pts vs state
$60kMedian applicant income
522Loans originated
1,567Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,044 | 334 | 23.6% | 6.19% | #21 |
| 2024 | 2,366 | 314 | 71.6% | 7.38% | #20 |
| 2025 | 2,365 | 522 | 66.3% | 7.50% | #23 |
What AmeriSave Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 300 | 57 | 207 | 69.0% |
| Mobile County | 213 | 48 | 138 | 64.8% |
| Madison County | 172 | 45 | 108 | 62.8% |
| Baldwin County | 115 | 25 | 73 | 63.5% |
| Montgomery County | 86 | 16 | 61 | 70.9% |
| Calhoun County | 85 | 14 | 59 | 69.4% |
| Tuscaloosa County | 81 | 16 | 61 | 75.3% |
| Shelby County | 79 | 30 | 41 | 51.9% |
| Lee County | 65 | 18 | 41 | 63.1% |
| Limestone County | 58 | 18 | 31 | 53.4% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 2,365 applications in 2025, of which 522 were originated and 1,567 denied.
66.3% of all applications, or 74.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans AmeriSave Mortgage originated in Alabama in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology