LoanUnited.com in Alabama vs the state
9.7%Denial rate-10.20 pts vs state
24.4%Decision denial rate-0.56 pts vs state
29.8%Origination rate-25.57 pts vs state
6.13%Median rate-0.38 pts vs state
0.00Rate spread (pts)-0.29 pts vs state
$89kMedian applicant income
68Loans originated
22Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 21 | 9.9% | 6.50% | #244 |
| 2024 | 101 | 41 | 5.0% | 5.75% | #217 |
| 2025 | 228 | 68 | 9.7% | 6.13% | #144 |
What LoanUnited.com lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 28 | 5 | 7 | 25.0% |
| Lee County | 25 | 6 | 2 | 8.0% |
| Madison County | 22 | 8 | 2 | 9.1% |
| Jefferson County | 17 | 7 | 2 | 11.8% |
| Baldwin County | 15 | 3 | 2 | 13.3% |
| Etowah County | 10 | 2 | 0 | 0.0% |
| Limestone County | 9 | 2 | 0 | 0.0% |
| Russell County | 8 | 2 | 0 | 0.0% |
| Morgan County | 8 | 5 | 1 | 12.5% |
| Calhoun County | 6 | 2 | 1 | 16.7% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 228 applications in 2025, of which 68 were originated and 22 denied.
9.7% of all applications, or 24.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans LoanUnited.com originated in Alabama in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology