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Top FHA lenders in Alabama (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

208kApplications in AL
25.0%State decision denial rate
6.50%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Alabama ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 2,497 9,941 20.5% 6.63%
2 United Shore Financial ServicesPlymouth, MI B 2,298 7,689 12.0% 6.13%
3 Dhi Mortgage CompanyArlington, TX B 1,919 3,909 17.5% 4.99%
4 Freedom MortgageBoca Raton, FL B 1,621 3,725 8.7% 6.25%
5 Broker SolutionsTustin, CA D 1,421 2,590 10.3% 6.75%
6 Pennymac Loan ServicesWestlake Village, CA C 1,214 3,611 11.6% 6.25%
7 Guild MortgageSan Diego, CA A 934 2,742 3.8% 6.50%
8 Loandepot.ComIrvine, CA D 928 2,696 29.9% 6.75%
9 AmeriSave MortgageSandy Springs, GA D 921 2,365 66.3% 7.50%
10 Movement MortgageLancaster, SC A 756 2,284 4.9% 6.63%
11 Crosscountry MortgageCleveland, OH B 686 1,817 4.8% 6.63%
12 Fairway Independent MortgageMadison, WI B 686 2,494 4.1% 6.63%
13 NewrezWilmington, DE D 666 2,730 19.0% 6.49%
14 Trustmark National BankJackson, MS C 623 3,443 10.3% 6.50%
15 Stockton MortgageFrankfort, KY D 622 1,470 6.6% 6.50%
16 First Federal Bank, ATuscaloosa, AL B 611 1,776 3.4% 6.25%
17 Canopy MortgageLindon, UT B 608 1,695 0.6% 6.25%
18 Lennar MortgageMiami, FL A 544 1,229 13.1% 4.75%
19 Carrington Mortgage ServicesOrange, CA D 510 1,177 45.7% 6.50%
20 Regions BankBirmingham, AL C 507 11,871 37.2% 4.99%
21 Renasant BankTupelo, MS B 434 2,508 7.3% 6.63%
22 Lakeview Loan ServicingCoral Gables, FL C 418 1,108 51.2% 6.31%
23 Equity Prime MortgageAtlanta, GA D 388 739 11.8% 6.50%
24 Assurance Financial GroupBaton Rouge, LA C 373 1,083 5.2% 6.50%
25 Union Home MortgageStrongsville, OH B 372 1,346 4.9% 6.50%
26 Mutual of Omaha MortgageSan Diego, CA C 346 696 21.1% 6.38%
27 Kind LendingIrvine, CA C 338 860 21.4% 6.38%
28 CMG MortgageSan Ramon, CA A 335 1,327 4.1% 6.50%
29 SouthPoint BankBirmingham, AL B 322 814 3.2% 6.25%
30 FirstBankNashville, TN C 299 3,190 27.0% 6.63%
31 MilendAlpharetta, GA F 295 439 14.8% 6.50%
32 Towne MortgageTroy, MI B 282 739 3.4% 6.25%
33 First Community MortgageMurfreesboro, TN A 272 644 7.1% 6.38%
34 Prosperity Home MortgageFairfax, VA A 269 787 8.5% 6.50%
35 Amerihome Mortgage CompanyThousand Oaks, CA B 236 505 7.1% 6.50%
36 Village Capital & InvestmentHenderson, NV C 232 806 23.2% 5.75%
37 Nationstar MortgageCoppell, TX C 231 1,481 14.5% 7.49%
38 Leaderone FinancialOverland Park, KS D 215 418 18.7% 6.63%
39 Guaranteed RateChicago, IL B 210 815 9.8% 6.58%
40 Synovus BankColumbus, GA D 210 1,449 13.4% 6.75%
41 Embrace Home LoansMiddletown, RI A 204 314 6.7% 6.63%
42 Cardinal Financial Company, Limited PartnershipCharlotte, NC B 202 333 12.0% 6.25%
43 Mortgage Research CenterColumbia, MO C 195 5,107 18.4% 6.25%
44 Planet Home LendingMeriden, CT B 194 479 15.0% 6.00%
45 Heritage MortgageMadison, AL A 192 534 0.2% 5.99%
46 American FinancingAurora, CO D 191 325 49.5% 6.25%
47 GMFSBaton Rouge, LA A 183 641 1.7% 6.38%
48 Cadence BankTupelo, MS B 176 2,500 16.0% 6.88%
49 Unnamed lender 2549005Z23HAAZ6QDM98 B 172 461 0.7% 6.63%
50 Unnamed lender 254900M2C4Q6DATP2889 F 165 344 18.3% 6.25%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.