Unnamed lender 2549005Z23HAAZ6QDM98 · Alabama · 2025

Unnamed lender 2549005Z23HAAZ6QDM98 in Alabama: approval rate, denial rate and rates (2025)

Unnamed lender 2549005Z23HAAZ6QDM98 took 461 mortgage applications in Alabama in 2025, ranking #85 of 990 lenders active in the state. It originated 79.4% of them and denied 0.7% (0.8% of the applications it decided), against a statewide denial rate of 19.9%.

461Applicationsin AL
0.8%Decision denial ratestate 25.0%
6.63%Median ratestate 6.50%
$255,000Median loanstate $165,000
$107MVolume26 counties

Unnamed lender 2549005Z23HAAZ6QDM98 in Alabama vs the state

0.7%Denial rate-19.20 pts vs state
0.8%Decision denial rate-24.20 pts vs state
79.4%Origination rate+24.00 pts vs state
6.63%Median rate+0.13 pts vs state
0.45Rate spread (pts)+0.17 pts vs state
$98kMedian applicant income
366Loans originated
3Denied

What Unnamed lender 2549005Z23HAAZ6QDM98 lends in Alabama

By loan purpose

Home purchase 418 91% · 0.5% denied
Refinance 17 4% · 0.0% denied
Cash-out refinance 25 5% · 4.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 232 50% · 1.3% denied
FHA 172 37% · 0.0% denied
VA 37 8% · 0.0% denied
USDA / RHS 20 4% · 0.0% denied

Why it denied Alabama applicants

Unverifiable information 2 67%
Debt-to-income ratio 1 33%

Where in Alabama

Counties with the most Unnamed lender 2549005Z23HAAZ6QDM98 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mobile County 110881 0.9%
Marshall County 105840 0.0%
Baldwin County 72590 0.0%
Madison County 65570 0.0%
Tuscaloosa County 18151 5.6%
DeKalb County 1650 0.0%
Etowah County 12120 0.0%
Jefferson County 1071 10.0%
Morgan County 970 0.0%
Limestone County 850 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 461 applications in 2025, of which 366 were originated and 3 denied.

0.7% of all applications, or 0.8% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans Unnamed lender 2549005Z23HAAZ6QDM98 originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 2549005Z23HAAZ6QDM98's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology