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Top FHA lenders in Iowa (2025)

Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.

111kApplications in IA
15.3%State decision denial rate
6.50%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Iowa ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeFHA applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 1,061 3,761 22.7% 6.63%
2 Broker SolutionsTustin, CA D 961 2,386 6.4% 6.75%
3 United Shore Financial ServicesPlymouth, MI B 563 1,950 11.5% 6.13%
4 Freedom MortgageBoca Raton, FL B 494 919 14.7% 6.25%
5 Pennymac Loan ServicesWestlake Village, CA C 441 1,281 13.5% 6.50%
6 Dhi Mortgage CompanyArlington, TX B 344 991 10.5% 5.38%
7 GREENSTATE Credit UnionNorth Liberty, IA B 342 13,829 5.9% 6.50%
8 AmeriSave MortgageSandy Springs, GA D 319 1,031 67.3% 7.38%
9 NewrezWilmington, DE D 300 939 20.2% 6.25%
10 Loandepot.ComIrvine, CA D 245 742 36.1% 6.99%
11 Mutual of Omaha MortgageSan Diego, CA C 212 353 23.2% 6.50%
12 Guild MortgageSan Diego, CA A 210 711 2.1% 6.63%
13 Guaranteed RateChicago, IL B 208 1,023 6.7% 6.50%
14 CMG MortgageSan Ramon, CA A 192 683 4.4% 6.63%
15 Carrington Mortgage ServicesOrange, CA D 161 358 38.6% 6.50%
16 Cardinal Financial Company, Limited PartnershipCharlotte, NC B 157 346 6.7% 7.25%
17 American Pacific MortgageRoseville, CA C 155 428 12.9% 6.75%
18 LowerColumbia, MD C 150 650 5.5% 6.75%
19 Plains Commerce BankSioux Falls, SD B 122 320 8.8% 6.63%
20 American FinancingAurora, CO D 109 163 46.6% 6.25%
21 Stockton MortgageFrankfort, KY D 109 210 6.2% 6.63%
22 Fairway Independent MortgageMadison, WI B 107 428 3.5% 6.75%
23 Plaza Home MortgageSan Diego, CA C 106 254 16.9% 6.63%
24 Barrington Bank & Trust CompanyBarrington, IL C 105 480 8.8% 6.63%
25 Residential Mortgage NetworkIowa City, IA A 104 598 0.8% 6.50%
26 Lakeview Loan ServicingCoral Gables, FL C 103 214 52.3% 6.38%
27 Homeservices LendingUrbandale, IA B 101 639 2.8% 6.50%
28 Nationstar MortgageCoppell, TX C 95 486 15.0% 7.31%
29 U.S. BankCincinnati, OH D 95 2,720 25.7% 7.00%
30 Compass MortgageWinfield, IL B 93 272 4.8% 6.63%
31 Central BankStorm Lake, IA A 91 1,121 4.5% 6.63%
32 Flat Branch MortgageColumbia, MO A 90 358 0.3% 6.56%
33 Flanagan State BankFlanagan, IL D 87 237 6.3% 6.63%
34 Charter West BankWest Point, NE C 87 296 6.4% 6.50%
35 Mortgage Research CenterColumbia, MO C 87 1,857 18.1% 6.25%
36 Gershman InvestmentChesterfield, MO B 80 516 4.5% 6.38%
37 Frontier FinancialChesterfield, MO A 79 175 0.0% 6.63%
38 Equity Prime MortgageAtlanta, GA D 78 111 12.6% 7.00%
39 Land Home Financial ServicesConcord, CA C 78 207 5.8% 6.63%
40 Iowa Bankers MortgageJohnston, IA B 77 2,423 15.4% 6.50%
41 Ark-La-Tex Financial Services, LLC.Plano, TX A 74 313 1.9% 6.75%
42 Community Choice Credit UnionJohnston, IA B 69 2,653 11.8% 6.13%
43 Ruhl MortgageMoline, IL A 68 486 0.6% 6.25%
44 Endeavor Capital, LLC.Chesterfield, MO C 67 103 2.9% 6.38%
45 Crosscountry MortgageCleveland, OH B 65 152 1.3% 6.63%
46 Village Capital & InvestmentHenderson, NV C 64 189 19.6% 5.75%
47 Unnamed lender 254900M2C4Q6DATP2889 F 59 114 16.7% 5.99%
48 Wells Fargo BankCharlotte, NC B 58 864 12.9% 6.50%
49 Amerihome Mortgage CompanyThousand Oaks, CA B 53 99 11.1% 6.38%
50 Movement MortgageLancaster, SC A 52 197 6.1% 6.75%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.