Equity Prime Mortgage in Iowa vs the state
12.6%Denial rate-0.25 pts vs state
28.6%Decision denial rate+13.26 pts vs state
31.5%Origination rate-36.93 pts vs state
7.00%Median rate+0.50 pts vs state
0.00Rate spread (pts)-0.19 pts vs state
$77kMedian applicant income
35Loans originated
14Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 7 | 6.3% | 6.88% | #302 |
| 2024 | 52 | 27 | 0.0% | 6.63% | #208 |
| 2025 | 111 | 35 | 12.6% | 7.00% | #142 |
What Equity Prime Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 21 | 6 | 3 | 14.3% |
| Scott County | 15 | 5 | 3 | 20.0% |
| Pottawattamie County | 8 | 2 | 1 | 12.5% |
| Dallas County | 6 | 2 | 1 | 16.7% |
| Dubuque County | 5 | 2 | 0 | 0.0% |
| Warren County | 4 | 1 | 0 | 0.0% |
| Clay County | 3 | 0 | 0 | 0.0% |
| Keokuk County | 3 | 1 | 0 | 0.0% |
| Woodbury County | 3 | 1 | 0 | 0.0% |
| Floyd County | 2 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 111 applications in 2025, of which 35 were originated and 14 denied.
12.6% of all applications, or 28.6% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Equity Prime Mortgage originated in Iowa in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology