Dhi Mortgage Company in Iowa vs the state
10.5%Denial rate-2.37 pts vs state
13.3%Decision denial rate-1.98 pts vs state
67.7%Origination rate-0.75 pts vs state
5.38%Median rate-1.13 pts vs state
-1.00Rate spread (pts)-1.19 pts vs state
$93kMedian applicant income
671Loans originated
104Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 650 | 494 | 7.7% | 5.50% | #27 |
| 2024 | 976 | 658 | 9.2% | 5.63% | #17 |
| 2025 | 991 | 671 | 10.5% | 5.38% | #22 |
What Dhi Mortgage Company lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 341 | 229 | 36 | 10.6% |
| Dallas County | 327 | 222 | 31 | 9.5% |
| Johnson County | 124 | 81 | 15 | 12.1% |
| Warren County | 106 | 78 | 8 | 7.5% |
| Linn County | 92 | 60 | 14 | 15.2% |
| Woodbury County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 991 applications in 2025, of which 671 were originated and 104 denied.
10.5% of all applications, or 13.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Dhi Mortgage Company originated in Iowa in 2025 was 5.38%, against a statewide median of 6.50%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology